No percentage cuts. No surprise fees. A recovery firm would take $15k–25k off a typical claim — we charge one flat $500 (or spread it over 12 months), or let you file completely free.
The standard surplus recovery firm takes 30–50% as contingency. Even at the low end, that's massively more than a flat fee for the same paperwork — paperwork that's largely clerical, not adversarial.
Your surplus$50,000
Recovery firm at 33%– $16,500
You'd keep$33,500
Surplus flat fee– $500
You'd keep$49,500
Compare
File yourself
Court-ready packet
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State filing instructions
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Deadline alerts
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Case dashboard
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Auto-generated motion + order
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Professional PDF packet
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Watermark-free download
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Support
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Pay only when ready
You're never charged until your packet is generated and waiting for review.
94% first-time acceptance
If your filing isn't accepted on first submission, we'll help you refile — no extra charge.
Pay $500 or $42/mo
Same court-ready packet either way — one payment, or spread it over 12 monthly installments.
Pricing questions
When do I pay?
You only pay when you're ready to unlock your packet — either $500 once, or by starting the $42/month plan. Either way your court-ready packet unlocks as soon as payment starts. If we can't produce a valid filing for your state, you pay nothing.
What's the difference between $500 up front and the $42 plan?
Nothing about what you get — it's the exact same packet. Paying in full is one $500 charge. The plan is 12 monthly payments of $42 ($504 total); after the twelfth payment it's paid off automatically and never charges again.
Are there court fees I need to pay separately?
Yes — every county charges a filing fee when you submit the motion (typically $250–$435 depending on your state). That fee goes directly to the court, not to us. We list the exact amount on the State Coverage page.
Why a flat fee instead of a percentage?
Because the work to prepare a $5,000 claim packet is the same as a $500,000 claim packet. Percentage pricing punishes people with bigger surpluses for no good reason. We think you should keep your money.
What if I stop paying on the plan?
If a plan payment fails or you cancel before it's paid off, access to the packet locks again until you're current. You're only ever charged for the months you've paid — there's no penalty.
Start when you're ready
Find out if there's money in your name.
It's free to upload your documents and see what's possible. You only pay if you want us to generate the filing for you.